Home and Contents Insurance

Protects your home and contents against damage and loss. Accidents do happen, Whilst it’s good sense to protect your home and possessions, Your mortgage lender will insist you have adequate insurance as a condition of any secured borrowing. From water or fire damage to vandalism to someone accidentally injuring themselves at your home; home insurance has many applications. Not all insurance policies are the same, the areas and level of protection offered will vary from policy to policy, we can help you understand what’s available and what’s important to you.

• A staggering 1/5 households in the UK are uninsured according to research released by The Co-operative Insurance on 26th Oct 2010.
• Are you over-insured? A study by the Building Cost Information Service found that over half of UK properties are over insured. Many people cover their homes for the full market value when in fact you only need to cover the rebuild cost. However, people often underestimate the value of their contents.
• Do you understand what extras are available? What you’re covered for? Do you want the extras you’re paying for? Each year, we’ll review your policy to ensure you have the right cover at the right price.
• How helpful are the price comparison sites when you need to make a claim? Our Advisers are local, helpful and always here when you need us.

We believe in finding you the right cover that’s relevant to your needs. Get in touch today for a free, no obligation quotation.