Buy to Let

Whether you’re just thinking about buying an investment property or you’re an experienced landlord with an existing portfolio, our advisers can help you. Managing your properties can be difficult and time consuming enough, without having to find the best mortgage deals as well – let us take a load off your mind.

Whilst buying to let may seem simple at the outset, it can be one of the most complex forms of investment that you can get involved in.  Unlike stocks and shares for example, a buy to let investment can cost you each month if your property is not let because you’ll still have to pay costs such as Council Tax, maybe electricity, gas and water charges as well as your mortgage.

• Do you understand the tax implications with buy to let properties? Our experts can help you understand and plan around both income tax and capital gains tax.

• Do you understand your responsibilities and liabilities as a landlord? Linked closing with the Eastern Landlords Association, we have a wealth of knowledge to help protect you and your investment.

• Are you thinking of buying at auction? Although bargains can be found, auction properties can be fraught with problems.  Because you’re committed to buying the property on the fall of the hammer, it’s a sensible idea to have your mortgage offer in place prior to the event.  Our advisers are experienced in the process and requirements for auction properties so get in touch if you’re thinking of attending an auction.

• Are you, your property and your tenants all adequately insured? See our Landlords Property Insurance page for more information.

The Financial Conduct Authority does not regulate some aspects of buy to let mortgages.