Grow It

Retirement planning is not a one off task! It’s really important that you meet with us to review your plans regularly to discuss how your fund is performing as well as your personal circumstances, goals and attitude towards investing.

• Would you like more control over your pension plan? If so, a Self Invested Pension Plan (SIPP) may be appropriate for you as they offer a more extensive list of investments as well as greater flexibility and control.  Investments are not limited to funds and also include, amongst others, shares, bonds, gilts, investment trusts, cash and commercial property.  SIPP charges may be higher than for a personal pension or stakeholder plan, and commercial property may be illiquid at certain times.

• Many people have lots of small pension pots with various different Providers.  How many companies have you worked for and how many offered pension plans? Let us help you find them.

• Pension charging structures have changed dramatically over recent years., the charges applicable to new stakeholder benchmarked plans are far lower than in the past.  Many individuals now find themselves with outdated, overpriced pension contracts.  We’ll help you find out what you have and make sure it’s working for you.

• Early retirement, how to make it a reality! By building a route from your current situation to where you’d like to be when you retire, we’ll demonstrate how realistic early retirement can be and whether any compromise is needed.

Our retirement planning and pension review service could help you get on track for your retirement. We  will take a comprehensive look at what provision you have, where that provision is going to place you, consider how this fits with where you want to be  and then, if appropriate, suggest the best options to make up any shortfall.

'The value of your investment can go down as well as up and you may get back less than you have invested'